Do you like your inquiries “hard” or “soft”?

Here is a good article on the difference between "hard" and "soft" credit inquiries.

Basically, a "hard" inquiry will count negatively towards your credit score, while a "soft" inquiry does not.


About Anthony Candella

Anthony is the founder and Directing Attorney of and has been helping consumers just like you understand and improve your credit and financial situation since 2003.