What Did You Spend Your Payroll Tax Cut On?

With the recent deal to avert the fiscal cliff for taxes, there was one tax cut that wasn’t spared that will affect millions of Americans, the payroll tax deduction. In an effort to boost the economy, lawmakers cut the payroll tax on Americans during 2011-2012  by 2 percentage points from 6.2% to 4.2%. This cut […]

Debt Collectors Beware Big Brother Is Watching You

In helping clients with the credit repair process, we are repeatedly made aware of the intimidation factors that debt collectors and collection agencies use in order to collect on allegedly owed debts of consumers. One of the most important tools of the debt collector is the telephone. It is also one of the most abused […]

Mortgage Rates Aren’t Going To Get Any Lower

By now, you’ve realized that today’s extremely low mortgage rates are a great bargain, but, maybe you’re holding out that they are going to go even lower. Well two economists at The Federal Reserve say it ain’t going to happen.

If The Dollar Store Is Tanking, What Does That Mean For The Rest Of Us?

What you think of the economy in general really depends on what news outlet you listen to. One side is telling us that we’re making progress and the economy is turning around, while the other side vehemently argues that this is simply not the case and that the economy is actually getting worse. They each […]

Fiscal Cliff Part Deux: Federal Workers Beware

Now that the politicians have reached a deal on the fiscal cliff, we should all be jumping for joy right? Unfortunately, the answer is a big fat yes and no. For the millions of us in the private sector, yes, reaching a deal means there is some sort of certainty going forward and the damage […]

The Fiscal Cliff And You

Thankfully, the “fiscal cliff” crisis has been averted.  It may have taken the politicians a long time to come to an agreement, but after putting the country through an inordinate amount of pain and suffering a deal has been agreed to. The new deal, thankfully for many of our clients and readers means that all […]

Forget The Fiscal Cliff – Dairy Cliff Doubles Price Of Milk!

With so much attention being paid to the fiscal cliff we often lose sight of other things that Washington is failing to do.  One of those things is being dubbed the “Dairy Cliff”, and if not addressed may cause the price of milk to double, pushing the price to over $7 a gallon.

What To Do With That Hideous Sweater And Other Unwanted Gifts

As much as we love getting gifts, there’s always that one that just makes you wonder “what were they thinking?” After putting on your best smile, worthy of an Academy Award, letting the person know how much you really wanted that horrible sweater that is not only 2 sizes too small, but that you wouldn’t […]

8 Things To Do With Your Year-End Bonus

As you recall from our earlier article, it looks like many American’s are going to start seeing their yearly reviews and pay raises coming back but also on the comeback is the year-end bonus.  While the amounts may not be what they once were, it’s still nice to be appreciated and to receive a little something. […]

Does Your Credit Report Say You’re A Terrorist?

We help a lot of people here to fix credit issues appearing on their credit reports, and suffice it to say, we thought we saw it all.  That is until we saw this whopper