Just Good Financial Advice?

We just came across this video which gives some solid advice on a few things you can to begin improving your overall financial situation. These tips may seem second nature to many, but, continuing to hit the fundamentals is what makes you a master over your personal finances. We do caution you however on the […]

Dave Ramsey Tip On Credit Repair

Dave Ramsey is one of our favorite financial minds here, and we enjoy sharing some of his tips from time to time. In this video Dave has an interesting take on what he recommends for credit repair.

Is It Even Possible To Live Below Your Means?

Because one of our main services at YourCreditAttorney.com is to help people fix credit mistakes and problems, we spend a lot of time on our blog talking about things you can do to fix the problems that are on your credit report already. But looking at your credit and financial history is only one part […]

Senate Holds Hearings On Credit Bureau Negligence

On Wednesday, December 19, 2012 the Senate Committee on Banking, Housing and Urban Affairs held a hearing titled “Making Sense Of Consumer Credit Reports” to determine the state consumer credit reports and the credit bureaus.

Does Your Credit Report Say You’re A Terrorist?

We help a lot of people here to fix credit issues appearing on their credit reports, and suffice it to say, we thought we saw it all.  That is until we saw this whopper

Prevent Identity Theft with these 6 tips

It comes as no surprise that Identity Theft is not only on the rise, but is one of the most prevalent forms of theft nowadays.  For the criminal this is a high reward low risk crime that in most instances takes advantage of opportunity without the need for violence. The thieves for the most part […]

Chase finally admits that it made a BIG mistake.

Imagine not knowing that the bank made a $16,000 error on your credit card, and then filed suit against you and obtained a judgment.  Even worse, imagine that when you tell the bank of the error they tell you tough cookies. Well, that’s exactly what happened to California mom, Heather Rose.

Can’t Qualify? Rent a Cosigner.

If you have bad credit, or even if it’s less than top tier, you know how difficult it can be to do the basic things in life, even renting an apartment. Luckily, there may be a new option for you — renting a cosigner. 

Consumer Financial Protection Bureau issues first report on credit bureaus

The Consumer Financial Protection Bureau (CFPB) released its first report on the major credit bureaus since it expanded its jurisdictional reach in July.  The major credit bureaus are Equifax, TranUnion and Experian. As expected, your credit report history is comprised mainly of credit card history and debt collection items generate the highest rate of credit […]

Does Using A Charge Card Help Your Credit Score?

Here’s an interesting take on the question of whether or not using a charge card will help you improve your credit score. Remember there is a difference between a charge card, like an American Express, and a credit card like a Visa.