Mortgage Rates Aren’t Going To Get Any Lower

By now, you’ve realized that today’s extremely low mortgage rates are a great bargain, but, maybe you’re holding out that they are going to go even lower. Well two economists at The Federal Reserve say it ain’t going to happen.

Can’t Qualify? Rent a Cosigner.

If you have bad credit, or even if it’s less than top tier, you know how difficult it can be to do the basic things in life, even renting an apartment. Luckily, there may be a new option for you — renting a cosigner. 

Why Short Sales Tank Your Credit

It’s rough out there, housing prices are continuing to drop, and that beautiful 3 bedroom you bought in 2006 with an interest only loan is now worth half of what you bought it for. And even though it’s currently worth a heck of a lot less than what you paid, you’re still on the hook […]

Top 6 Tips For Young Homeowners Underwater.

Amazing!! Looks like the American Dream of a beautiful home with a white picket fence isn’t working out too well for almost half of the younger (under 40) homeowners. Yes, 48% of homeowners under 40 now find they are underwater on their mortgage.  They now face the dilemna of what to do when they owe […]

Help Is On The Way – New Rules For Mortgage Servicers

Looks like the governments newest agency, the Consumer Financial Protection Bureau, is getting a little more serious.  They have proposed new regulations against Mortgage Servicers, the companies who collect your payments and harrass you when they’re late. Although you may think that the company you send your monthly mortgage check to is your lender, in […]

Bad credit home loans no money down? Maybe if you’re a Veteran.

Looking for bad credit home loans no money down? It may be possible if you’re a veteran through the VA Home Loan Guaranty program.

Foreclosures UP – Repossessions DOWN

Looks like banks are back to work with initial foreclosure filings increasing for the third month in a row, but there is a bright side, they’re willing to deal.

Rent vs Buy, That Is The Question For 2012

(You can watch a HD version of this Rent vs Buy video here)  Today, let’s talk about what’s a better deal, to rent or to buy your home. With the economy where it is today, and housing prices at such affordable levels the lure to buy your home is almost too attractive to pass up.  […]