We just came across this video which gives some solid advice on a few things you can to begin improving your overall financial situation. These tips may seem second nature to many, but, continuing to hit the fundamentals is what makes you a master over your personal finances.
We do caution you however on the advice regarding credit counseling services. While it is true that these organizations are non-profit, you should be aware that they receive the majority of their funding from the credit card companies. This represents a potential conflict of interest that may be too big to ignore.